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SimplyCash - Credit Loan


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SimplyCash is a leading Instant Personal Loan App used by 3 Million+ users in India.

Avail an instant personal loan ranging from ₹5,000 to ₹60,000 on the app and get cash transferred to your bank account in 2 hours.

Note: No credit history* required, no prepayment charges & affordable interest rates!

Key Features
• Instant loans up to ₹60,000
• Flexible repayment tenure from 91 days to 150 days
• No paperwork
• Cash transfer to your bank account in minutes
• No prepayment charges, pay interest only on the amount used
• Advance salary loans at 15%-24% p.a. translating to 1.2% - 2% a month
• Graduate to the higher loan amount and more products with on-time repayments


Why SimplyCash is different from any other Instant Personal Loan App?
- 1 million+ users in India
- Over ₹1 Billion (₹100 Crores) disbursed in loan amounts already disbursed
- The largest number of personal loans given by any P2P lending platform in India.
- Get instant cash loans for various purposes such as medical emergency, credit card payment, school fee, advance salary etc.
- Loan disbursement time varies between 10 minutes to 2 hours
- Apply for a personal loan through the app and repay through the app


Loan Range: ₹5,000 to ₹60,000
Tenure: 3 months to 5 months (91 days to 150 days)
Interest rates (APR) Range: 15%-24% per annum
Example: Loan amount (Principal) is ₹10,000 | Interest is 24% per annum with tenure of 5 months, Interest=₹10,000 x 24% x 5/12 =₹1,000 & Total Amount payable would be ₹11,000 over 5 months i.e. ₹2,200 per EMI (Equated Monthly Installment). Processing fee(+GST)=₹500 + ₹90. Assessment fee=₹199


Eligibility Criteria
-Salaried Individuals
-Indian citizen
-Between the age of 21 - 45 years
-Minimum take-home salary per month ₹12,000
-Full salary must be received in the bank account


Only 4 Documents Required
- Selfie
- PAN card
- Aadhaar Card/Address ID proof
- Bank statement


How SimplyCash Instant Personal Loan Works?
Follow the below-mentioned steps to avail the fastest personal loan in India:
1. Log in to the SimplyCash app, check eligibility and pay an assessment fee for verification.
2. Upload the required details and documents quickly.
3. Within 10 minutes of your personal loan application, youll be notified of your approval status. Sometimes, it is real-time as well!
4. Once your personal loan is approved, the loan amount gets transferred to your bank account in 30 minutes.


Security & Protection of Privacy
SimplyCash app follows global standards of high-level data encryption/decryption protocols to protect user data.


Contact us
• Email: [email protected]
• Address: AMAR SUDHA BUILDING, 3RD FLOOR 5A / 1A, LORD SINHA ROAD Kolkata, West Bengal, 700071 India


SimplyCash is powered by AVS global Pvt. Ltd., RBI Registered NBFC-P2P (https://rbi.org.in/Scripts/BS_NBFCList.aspx)

Download SimplyCash app during a difficult time and get an instant personal loan approved within 2 hours!